See the bottleneck
before it hits.
Lattice syncs Brazilian bank data via Pluggy, locks each transaction into an immutable double-entry ledger, and runs thousands of Monte Carlo futures so you can see the breaking point before it hits.
01 — The ledger
02 — How it works
Open Finance sync
Connect your Brazilian bank once via Pluggy. Every transaction appears automatically. No spreadsheets, no CSV imports, no forgetting to log an expense. Your financial data stays current without effort.
Immutable double-entry ledger
Every transaction is a journal entry — debit and credit, always balanced. Nothing is ever edited or deleted. Reversals create counter-entries. Your financial history is an append-only source of truth.
Monte Carlo projections
Thousands of simulated futures from your historical patterns. See where your cash flow is heading before it gets there. Know when the bottleneck hits — six months in advance.
03 — The projection
Your cash flow,
mapped into the future.
Each line is a possible outcome for your balance. The highlighted path is the median. The further forward you simulate, the clearer the range of what could happen — before it does.
04 — Simulation studio
Test the decision,
then commit to it.
Lattice turns financial planning into a controlled experiment. You explore futures, stress-test cash flow, and compare outcomes — without touching your real ledger.
Scenario modeling
Monte Carlo, tuned
Calibrate volatility, seasonality, and income cadence. Your simulation engine adapts to how you actually move money.
Sandbox ledger
Fork the future
Create parallel ledgers to test hires, rent changes, or product bets. Compare outcomes side-by-side, then merge the one you trust.
Lattice Signal
Guidance, not hype
A professional assistant that suggests categories, flags anomalies, and surfaces risk with what we call signal engineering — decisive, quiet, never the star of the show.
Built for people who want
better tools, not more willpower.
Lattice is for technically-minded people who understand that financial discipline is a systems problem. You don't need another budgeting app that guilts you into tracking expenses. You need a structure that does the work for you — and gives you genuine clarity about what comes next.
05 — Pricing
Pricing is being finalized.
Lattice is free during the beta period.